Terms & Conditions

The content on this website is provided for informational and educational purposes only and is not intended as legal, medical, psychological, financial, or professional advice. Always consult with a qualified professional before making decisions based on any content herein. By accessing this site, you agree that the owners, contributors, and affiliated partners are not liable for any loss, damage, or disruption caused by your reliance on any information or service provided.

1. Use of Site

• This website is owned and operated by [Your Business/Nonprofit Name].

• You agree to use the site for lawful, respectful, and non-commercial purposes only.

• Unauthorized use or tampering with content, code, or services is strictly prohibited.

2. Intellectual Property

• All content, including text, images, logos, and digital downloads, is protected by copyright.

• You may not reproduce, republish, or distribute any materials without written permission.

• Purchased materials are for personal or internal business use only unless otherwise stated.

3. Payments & Refunds

• All sales of digital products, services, or programs are final unless stated otherwise.

• Subscription or recurring payments must be canceled in writing prior to the next billing cycle.

• Refunds (if applicable) are issued at the sole discretion of the business.

4. Privacy & Data

• We value your privacy and do not sell or share your personal information.

• Your data may be collected to enhance user experience and fulfill service requests.

• By using this site, you agree to our [link to full Privacy Policy].

5. Limitations of Liability

• We make no guarantees regarding results from use of our services, programs, or tools.

• We are not responsible for third-party links, platforms, or service providers.

• Your use of the site and its content is at your own risk.

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